Business Insurance cover can include:
Fire & Burglary is a combination of Fire & Specified Perils and Burglary risks under one policy. The contingencies covered include Fire, Lightning, Explosion, Thunder bolt, Earthquake, Storm Tempest, Hurricane, Tornado and Flood, Riot, Strikes and Civil Commotion, Bursting or Overflowing of Water Tanks, Apparatus or Pipes, Impact and theft following actual forcible and violent entry.
Glass Insurance, covers accidental breakage of all internal & external fixed glass including toilets, hand basin porcelain, glass signage, mirrors, along with costs of securing the premises if required.
Public liability, though not compulsory, is something you should never cut back on. It covers you for damage against property or personal injuries to the public.
General Property Insurance provides a mobile cover for plant, tools and other equipment for full accidental loss or damage anywhere in Australia. (excludes damage whilst the equipment is in use).
Machinery Breakdown cover for the costs incurred in Reinstatement, Replacement and/or Repair of Mechanical and Electrical Equipment following accidental damage or mechanical breakdown.